Tuesday, April 20, 2010

Pet Insurance - What's out there?

There are few things more frustrating, or heartbreaking, to a veterinarian than to have a patient denied critical medical care by the owner due to a lack of ability to pay for the pet's needed care. With today's rising veterinary costs, and our currently weak economy, this is becoming a too frequent problem.
Fortunately, there is a solution to this problem - PET INSURANCE!
There are several pet insurance plans available to the pet owner. As would be expected, each plan has different restrictions, qualifications, coverage options, benefits schedules and premium payment plans. There are plans administered by humane organizations, pet food companies, corporate veterinary hospital chains and private corporate providers. Of all the plans, only one has stood the test of time. That plan is VPI (Veterinary Pet Insurance), which has operated without interruption since 1983. VPI was founded by a group of forward thinking veterinarians in California that developed a plan that would work well with the veterinary community.
We began offering VPI insurance to our patients in 1985. Since then, many of our clients have utilized their pet's insurance plan to provide for needed orthopedic surgeries, neurologic surgeries, bladder surgeries, cancer chemo-therapy and treatment of a host of more routine medical problems. Insurance in some of these cases made the difference between life and death for the owner's pets.
VPI offers a variety of coverages to help provide whatever level of care you may need. VPI's basic policy offers coverage for illness and injuries, which includes associated diagnostic tests, hospitalization, surgery and medications. They also offer wellness care coverage which partially reimburses you for routine care such as vaccinations, dentistries, spaying/neutering, deworming, heartworm & flea preventatives, etc. Additionally, they have a major-medical policy to cover chronic long term illness care and a policy to cover cancer and attendant cancer therapies.
VPI offers a variety of premium payment plans to help make insurance affordable to virtually everyone.
While we have an established comfort level with VPI, we will gladly assist you with any insurance plan you may have.
As I said earlier, there are multiple insurance plans, any of which may be a life-saver for your pet. We owe it to our pets to be able to provide for their care when they need it most.

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